Total Income
$5,240
vs $4,657 last period
Total Expenses
$3,201
vs $3,487 last period
Total Savings
$2,039
38.9% of income
Avg. Daily Spend
$106.7
vs $106.9 last period
Spending Trends
Monthly expense analysis
Budget vs Actual
This Month
Spending Heatmap
Last 30 days activity
Sun
Mon
Tue
Wed
Thu
Fri
Sat
Less spending
More spending
AI Spending Forecast
Predictive analysis for next 90 days
AI Model
Key Predictions
Next Month Spending
High confidence
$3,856
Q1 Total Expenses
Medium confidence
$11,245
Year End Savings
High confidence
$105,000
Budget Risk Alert
Entertainment category
High
AI Insight
Based on your spending patterns, you're likely to exceed your entertainment budget by 18% this month. Consider reducing dining expenses.
Cash Flow Analysis
Income vs Expenses over time
Monthly Summary
Total Income
6 transactions
+$12,450
Total Expenses
142 transactions
-$3,700
Excellent! You're saving 70.3% of your income.
Income Sources
Investments
Dividends & returns
Top Expense Categories
Entertainment
25.8% of expenses
Food & Dining
24.1% of expenses
Transportation
19.5% of expenses
Top Merchants
Where you spend the most
A
Amazon
Shopping • 23 transactions
S
Starbucks
Food & Dining • 42 transactions
N
Netflix
Entertainment • 1 transaction
U
Uber
Transportation • 18 transactions
S
Spotify
Entertainment • 1 transaction
Merchant Insights
Starbucks
42 visits this month
$45.98
5 active subscriptions
Spending by Merchant Type
Spending by Day of Week
When you spend the most
Spending by Time of Day
Peak spending hours
You spend 34% more on Saturdays compared to your daily average.
Evening hours see the highest transaction volume, mostly food and entertainment.
Transactions under $50 made outside planned categories.
Recurring Expenses
$245/mo
8 subscriptions and automated payments detected.
Based on 142 transactions this month.
You visit Starbucks 42 times per month on average.